CSLB Law & Business ExamContract Requirements and ExecutionHard

A homeowner contracts with a pool contractor to build an $8,000 spa. Under California's special down payment rule for swimming pool/spa contracts, what is the maximum down payment the contractor may collect?

  1. A$800
  2. B$80
  3. C$200
  4. D$160
Show answer & explanation

Correct answer: D. $160

The swimming pool down payment rule caps the down payment at the LESSER of $200 or 2% of the contract price. Here, 2% of $8,000 is $160, which is less than $200, so $160 is the maximum allowable down payment.

Why the other options are wrong

  • A. This is 10% of the price, far above the swimming pool cap.
  • B. This is 1% of the price, not the correct 2% calculation.
  • C. $200 only applies when 2% of the price exceeds $200, which is not the case here.

Swimming Pool Down Payment Calculation

The swimming pool down payment cap is the lesser of $200 or 2% of the contract price; for lower-priced contracts, the 2% figure can be less than $200.

  • Formula: min($200, 2% of price)
  • At $10,000 price, 2% equals exactly $200
  • Below $10,000, the 2% figure becomes the binding (smaller) limit

Memory trick: Two percent or two hundred — whichever is thinner wins.

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