CSLB Law & Business ExamContract Requirements and ExecutionMedium

A homeowner signs a home improvement contract for a room addition on Friday, June 6. Under the three-day right to cancel, and assuming Saturday counts as a business day, by what date and time must the homeowner deliver a notice of cancellation to rescind the contract?

  1. AMidnight Sunday, June 8
  2. BMidnight Monday, June 9
  3. CMidnight Saturday, June 7
  4. DMidnight Tuesday, June 10
Show answer & explanation

Correct answer: D. Midnight Tuesday, June 10

The three-business-day cancellation period excludes Sundays and legal holidays but includes Saturdays. Counting from Friday, June 6, the three business days are Saturday (6/7), Monday (6/9), and Tuesday (6/10), so the deadline is midnight on Tuesday, June 10.

Why the other options are wrong

  • A. Sunday does not count as a business day.
  • B. This is only the second business day counted.
  • C. This is only the first business day, not the full three-day period.

Three-Day Right to Cancel Counting

The right-to-cancel period runs for three business days after signing, counting Saturdays but excluding Sundays and legal holidays.

  • Federal and state law both use business days, not calendar days
  • Sundays and holidays never count
  • Deadline is midnight of the third business day

Memory trick: Skip Sunday, count the rest — three business days is the test.

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