Florida Real Estate Sales Associate Examination Content OutlineReal Estate MathMedium

An investor is considering purchasing a commercial property that generates a net operating income (NOI) of $90,000 annually. Similar properties in the area have recently sold at a capitalization rate of 9%. What is the estimated market value of this property using the income capitalization approach?

  1. A$1,000,000
  2. B$1,111,111
  3. C$810,000
  4. D$900,000
Show answer & explanation

Correct answer: A. $1,000,000

The formula for the income capitalization approach is Value = Net Operating Income / Capitalization Rate. So, Value = $90,000 / 0.09 = $1,000,000.

Why the other options are wrong

  • B. This would result from an incorrect division, possibly using 8% or 9.9% as the cap rate.
  • C. This would be NOI multiplied by the cap rate, which is incorrect.
  • D. This results from a miscalculation or using an incorrect formula.

Income Capitalization Approach

A real estate valuation method that estimates a property's value based on the income it is expected to generate, using a capitalization rate.

  • Value = NOI / Cap Rate.
  • Primarily used for income-producing properties.
  • Cap rate reflects investor's required return.

Memory trick: Value Varies, Verify Valuation.

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