NASAA Series 65, Uniform Investment Adviser Law ExaminationEconomic Factors and Business InformationEasy

A financial analyst is evaluating a company's financial statements. They observe that the company's total assets are $500,000 and its total liabilities are $200,000. What is the company's owner's equity?

  1. A$700,000
  2. B$200,000
  3. C$500,000
  4. D$300,000
Show answer & explanation

Correct answer: D. $300,000

Owner's equity is calculated using the basic accounting equation: Assets = Liabilities + Owner's Equity. Rearranging this, Owner's Equity = Assets - Liabilities. So, $500,000 - $200,000 = $300,000.

Why the other options are wrong

  • A. This would be the sum of assets and liabilities, which is not owner's equity.
  • B. This represents the total liabilities, not owner's equity.
  • C. This represents the total assets, not owner's equity.

Owner's Equity

The residual claim of the owners on the assets of the company after deducting liabilities.

  • Represents the owners' stake in the company.
  • Calculated as Assets - Liabilities.
  • Also known as stockholders' equity or shareholders' equity for corporations.

Memory trick: Assets are like a house; Liabilities are the mortgage; Equity is what you truly own.

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