NASAA Series 65, Uniform Investment Adviser Law ExaminationEconomic Factors and Business InformationMedium

A portfolio manager is analyzing a company's financial statements. Upon reviewing the balance sheet, the manager notes a significant increase in 'Accounts Payable' from the previous year. Assuming all else remains constant, what does this change primarily indicate about the company's financial position?

  1. ABetter asset utilization
  2. BIncreased short-term liabilities
  3. CImproved liquidity
  4. DHigher profitability
Show answer & explanation

Correct answer: B. Increased short-term liabilities

Accounts Payable represents money owed by a company to its suppliers for goods or services purchased on credit. An increase in Accounts Payable signifies an increase in the company's short-term liabilities.

Why the other options are wrong

  • A. Accounts Payable does not directly relate to asset utilization efficiency.
  • C. Increased Accounts Payable typically suggests a decrease in liquidity, as more cash will be needed to pay obligations.
  • D. Accounts Payable is a balance sheet item, not directly reflecting profitability, which is shown on the income statement.

Accounts Payable

Accounts Payable (AP) are amounts owed by a business to its suppliers for goods or services received but not yet paid for.

  • Represent short-term liabilities.
  • Found on the balance sheet.
  • An increase can indicate delayed payments or increased purchasing on credit.

Memory trick: The Balance Sheet 'Balances' Assets, Liabilities, and Equity.

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