CFA Level IFinancial Statement AnalysisHard

A company has a net profit margin of 8%, total asset turnover of 1.5x, and a financial leverage ratio (average total assets/average total equity) of 2.0x. Using the DuPont decomposition, what is the company's return on equity?

  1. A12.0%
  2. B16.0%
  3. C20.0%
  4. D24.0%
Show answer & explanation

Correct answer: D. 24.0%

ROE = Net profit margin × Asset turnover × Financial leverage = 0.08 × 1.5 × 2.0 = 0.24, or 24.0%.

Why the other options are wrong

  • A. Incorrect — this omits the financial leverage multiplier.
  • B. Incorrect — this understates the product of the three components.
  • C. Incorrect — this is close but miscalculates the multiplication.

DuPont Decomposition of ROE

The three-factor DuPont model breaks ROE into net profit margin, asset turnover, and financial leverage to analyze the sources of equity returns.

  • ROE = Net Profit Margin × Asset Turnover × Financial Leverage
  • Net Profit Margin = Net Income/Sales
  • Financial Leverage = Average Total Assets/Average Total Equity

Memory trick: Margin × Turnover × Leverage = ROE story

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