NASAA Series 65, Uniform Investment Adviser Law ExaminationEconomic Factors and Business InformationEasy

An investment adviser is explaining the concept of a leading economic indicator to a client. Which of the following is considered a leading indicator?

  1. AUnemployment rate
  2. BConsumer Price Index (CPI)
  3. CGross Domestic Product (GDP)
  4. DStock market performance
Show answer & explanation

Correct answer: D. Stock market performance

Leading economic indicators are those that change before the economy as a whole changes, providing insights into future economic activity. Stock market performance typically anticipates economic turns.

Why the other options are wrong

  • A. The unemployment rate is a lagging indicator, changing after economic trends are established.
  • B. The Consumer Price Index (CPI) is a coincident or lagging indicator, measuring current inflation.
  • C. GDP is a coincident indicator, reflecting current economic activity.

Leading Economic Indicator

An economic variable that tends to change before the overall economy changes, signaling future economic activity.

  • Helps predict future economic trends (e.g., recessions, expansions).
  • Examples include stock market returns, building permits, and manufacturing new orders.
  • Not always accurate, but provides early signals.

Memory trick: Lead, Coincide, Lag: Predict, Confirm, Reflect the economic path.

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