Florida Real Estate Broker ExaminationReal Estate CalculationsMedium

An investor purchased a commercial property for $1,200,000. The property generates an annual net operating income (NOI) of $96,000. What is the capitalization rate (cap rate) for this property?

  1. A9.0%
  2. B8.0%
  3. C8.5%
  4. D7.5%
Show answer & explanation

Correct answer: B. 8.0%

The capitalization rate is calculated by dividing the Net Operating Income (NOI) by the property's value (purchase price). $96,000 / $1,200,000 = 0.08, or 8.0%.

Why the other options are wrong

  • A. This would be incorrect if NOI was $108,000 (instead of $96,000).
  • C. This would be incorrect if NOI was $102,000 (instead of $96,000).
  • D. This would be incorrect if NOI was $90,000 (instead of $96,000).

Capitalization Rate (Cap Rate)

A rate of return on a real estate investment property based on the income that the property is expected to generate.

  • Used to estimate the potential return on investment.
  • Calculated as Net Operating Income (NOI) divided by Property Value.
  • Higher cap rates generally indicate higher risk or higher potential return.

Memory trick: NOI over Value, that's your Cap Rate view.

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