NASAA Series 65, Uniform Investment Adviser Law ExaminationEconomic Factors and Business InformationEasy

A financial analyst is evaluating the current economic conditions and observes a sustained increase in the general price level of goods and services over a period. This phenomenon is commonly referred to as:

  1. ARecession
  2. BStagflation
  3. CInflation
  4. DDeflation
Show answer & explanation

Correct answer: C. Inflation

Inflation is defined as a sustained increase in the general price level of goods and services in an economy over a period of time. It reduces the purchasing power of currency.

Why the other options are wrong

  • A. A recession is a significant decline in economic activity spread across the economy.
  • B. Stagflation is a combination of inflation, slow economic growth, and high unemployment.
  • D. Deflation is a decrease in the general price level, the opposite of inflation.

Inflation

A sustained increase in the general price level of goods and services in an economy over a period of time, resulting in a reduction in purchasing power.

  • Reduces purchasing power of money.
  • Measured by indices like CPI and PPI.
  • Can be caused by demand-pull or cost-push factors.

Memory trick: In-flation means prices are 'in'creasing.

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