Florida Real Estate Sales Associate Examination Content OutlineReal Estate Valuation and Market AnalysisMedium

An appraiser is evaluating a commercial property using the cost-depreciation approach. The cost to construct a new building with the same utility is estimated at $1,500,000. The land value is $300,000. The appraiser determines that the building has accumulated depreciation of $250,000 due to physical deterioration, functional obsolescence, and external obsolescence. What is the indicated value of the property using this approach?

  1. A$1,250,000
  2. B$1,750,000
  3. C$1,550,000
  4. D$1,050,000
Show answer & explanation

Correct answer: C. $1,550,000

The cost-depreciation approach calculates the value by estimating the cost to build a new reproduction or replacement, subtracting depreciation, and adding the land value. Here, $1,500,000 (new construction cost) - $250,000 (depreciation) + $300,000 (land value) = $1,550,000.

Why the other options are wrong

  • A. Incorrect. This only reflects the depreciated value of the building, without adding the land value ($1,500,000 - $250,000 = $1,250,000).
  • B. Incorrect. This would be the cost to build new plus land, with no depreciation considered ($1,500,000 + $300,000 = $1,800,000), or an incorrect subtraction.
  • D. Incorrect. This would be subtracting the land value instead of adding it, or an incorrect calculation of depreciation.

Cost-Depreciation Approach Formula

The cost-depreciation approach to appraisal calculates property value by estimating the cost to replace or reproduce the improvements, subtracting all forms of depreciation, and then adding the estimated land value.

  • Often used for new construction or properties with unique improvements where comparables are scarce.
  • Value = (Replacement/Reproduction Cost - Accumulated Depreciation) + Land Value.
  • Depreciation includes physical deterioration, functional obsolescence, and external obsolescence.

Memory trick: Build, Subtract the Wear, Add the Earth.

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