Florida Real Estate Sales Associate Examination Content OutlineReal Estate Valuation and Market AnalysisMedium

An appraiser is using the cost-depreciation approach to value a property. They have determined the cost to rebuild the structure new today is $300,000. The land value is $75,000. The total estimated depreciation is 20%. What is the indicated value of the property using this approach?

  1. A$360,000
  2. B$315,000
  3. C$240,000
  4. D$375,000
Show answer & explanation

Correct answer: B. $315,000

First, calculate the depreciated value of the structure: $300,000 (new cost) * (1 - 0.20 depreciation) = $300,000 * 0.80 = $240,000. Then, add the land value: $240,000 + $75,000 = $315,000.

Why the other options are wrong

  • A. This incorrectly applies depreciation to the total value including land, or an incorrect calculation.
  • C. This is only the depreciated value of the structure, without adding the land.
  • D. This is the total if no depreciation was applied to the structure.

Cost-Depreciation Approach

An appraisal method that estimates the value of a property by determining the cost to build a new replacement, subtracting accumulated depreciation, and adding the value of the land.

  • Most effective for new or unique properties where comparables are scarce.
  • Land is never depreciated.
  • Steps: Estimate land value, estimate new construction cost, estimate depreciation, subtract depreciation from new cost, add land value.

Memory trick: Cost approach: Build it, break it down, then add the dirt back!

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