National Real Estate Exam (PSI)Leasing and Property ManagementMedium

A property manager is compiling a budget for an apartment building. Which of the following would be classified as a variable expense?

  1. ARepairs due to tenant damage
  2. BMortgage interest
  3. CBuilding insurance premiums
  4. DProperty taxes
Show answer & explanation

Correct answer: A. Repairs due to tenant damage

Variable expenses fluctuate based on the property's operations or unforeseen events. Repairs due to tenant damage are unpredictable and vary significantly, making them a classic variable expense.

Why the other options are wrong

  • B. Mortgage interest is a fixed or predictable debt service cost, not a variable operating expense.
  • C. Building insurance premiums are typically fixed annual costs, not variable.
  • D. Property taxes are generally fixed or predictable annual expenses, not variable.

Variable Expenses (Property Management)

Operating expenses that fluctuate depending on the occupancy, usage, or unforeseen events at a property.

  • Harder to predict than fixed expenses.
  • Examples include utilities (depending on lease), repairs, advertising.
  • Property managers must budget for contingencies.

Memory trick: VARIABLE expenses 'Vary' with activity.

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