National Real Estate Exam (PSI)Leasing and Property ManagementMedium

A tenant is leasing a commercial property under a triple net (NNN) lease. Which of the following expenses would the tenant MOST LIKELY be solely responsible for under this type of agreement?

  1. AReal estate taxes, property insurance, and common area maintenance (CAM).
  2. BMortgage payments on the landlord's loan for the property.
  3. CProperty management fees for the building.
  4. DStructural repairs to the roof and foundation.
Show answer & explanation

Correct answer: A. Real estate taxes, property insurance, and common area maintenance (CAM).

A triple net (NNN) lease typically makes the tenant responsible for all three 'nets': real estate taxes, building insurance, and common area maintenance (CAM) charges, in addition to the base rent.

Why the other options are wrong

  • B. Mortgage payments are always the landlord's financial obligation, not the tenant's, regardless of lease type.
  • C. Property management fees are generally the landlord's expense, not passed directly to the tenant in a NNN lease.
  • D. Structural repairs are typically the landlord's responsibility, even in NNN leases, unless explicitly stated otherwise.

Triple Net (NNN) Lease

A lease agreement where the tenant pays a base rent plus all three major property operating expenses: real estate taxes, building insurance, and common area maintenance (CAM).

  • Most comprehensive form of net lease for tenant expenses.
  • Landlord typically only responsible for structural repairs (roof, foundation) and mortgage.
  • Common in commercial and industrial properties.

Memory trick: NNN means 'No Nuisance for the Owner' on these three big expenses.

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