Texas General Lines — Property and CasualtyTexas Laws and RegulationsMedium
A Texas-licensed producer allows their insurance license to expire without renewing it. The producer wishes to reinstate the license after 90 days. What is the maximum period after expiration during which a producer may reinstate an expired license without having to retake the licensing examination?
- A1 year
- B90 days
- C6 months
- D30 days
Show answer & explanationAnswer & explanation
Correct answer: A. 1 year
In Texas, a producer may reinstate an expired license within one year after the expiration date without retaking the examination, provided all continuing education requirements are met and a penalty fee is paid.
Why the other options are wrong
- B. 90 days is within the allowable period, but not the maximum for reinstatement without retesting.
- C. 6 months is within the allowable period, but not the maximum for reinstatement without retesting.
- D. 30 days is too short; the reinstatement period is longer.
License Reinstatement Period (Texas)
The maximum time frame after a Texas insurance license expires during which it can be reinstated without requiring the applicant to retake the licensing examination.
- Applies if CE requirements are met.
- Requires payment of a penalty fee.
- After one year, re-examination is required.
Memory trick: One year to revive your license, or you're back to exam day zero.