Texas General Lines — Property and CasualtyTexas Laws and RegulationsHard
A Texas-licensed producer allows their insurance license to expire without renewing it. According to Texas regulations, what is the maximum period after the expiration date during which the producer may still reinstate their license without having to retake the licensing examination?
- A60 days
- B1 year
- C90 days
- D30 days
Show answer & explanationAnswer & explanation
Correct answer: B. 1 year
In Texas, a producer whose license has expired may generally reinstate it within one year (365 days) after the expiration date without having to retake the licensing examination, provided all continuing education requirements are met and late fees are paid. After one year, a new application and examination are typically required.
Why the other options are wrong
- A. 60 days is also too short for the maximum reinstatement period without re-exam.
- C. 90 days is a common period for other notifications, but not for license reinstatement without re-exam.
- D. 30 days is too short; reinstatement without exam is generally longer.
License Reinstatement Period (Texas)
The timeframe after license expiration during which a producer can reinstate their license without re-examination.
- Generally one year (365 days) from expiration.
- Requires completion of all CE and payment of late fees.
- After one year, re-examination is usually required.
Memory trick: One year's grace, then back to the test's race.