Securities Industry Essentials (SIE) ExamUnderstanding Trading, Customer Accounts, and Prohibited ActivitiesMedium

A registered representative (RR) receives a verbal complaint from a client regarding a recent trade error. According to FINRA rules, what is the RR's immediate responsibility?

  1. AForward the complaint immediately to their supervisor or principal.
  2. BDocument the complaint in their personal notes and monitor the situation.
  3. CInform the client that only written complaints are officially recognized.
  4. DAttempt to resolve the issue directly with the client.
Show answer & explanation

Correct answer: A. Forward the complaint immediately to their supervisor or principal.

FINRA rules require that all customer complaints, whether written or verbal, be promptly forwarded to a principal or supervisor for review and resolution. RRs should not attempt to resolve them independently.

Why the other options are wrong

  • B. Personal notes are insufficient; official firm procedures for complaint handling must be followed.
  • C. Verbal complaints are recognized and must be handled according to the same procedures as written complaints.
  • D. RRs should not attempt to resolve complaints independently; they must involve a principal.

Customer Complaint Handling

The formal process a brokerage firm must follow when a customer expresses dissatisfaction or alleges a grievance.

  • All complaints (written or verbal) must be reported.
  • Must be forwarded to a principal/supervisor.
  • Firm must maintain a record of all complaints and their resolution.

Memory trick: Verbal or written, complaints go 'Up the Chain' to a Principal.

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