California Life-Only & Accident and Health AgentCalifornia Law - GeneralHard
Under California's privacy regulations for insurance, what is the 'opt-out' period that a consumer typically has to prevent the disclosure of their nonpublic personal information to nonaffiliated third parties?
- A30 days from receipt of the privacy notice.
- B10 days from receipt of the privacy notice.
- C60 days from receipt of the privacy notice.
- D90 days from receipt of the privacy notice.
Show answer & explanationAnswer & explanation
Correct answer: A. 30 days from receipt of the privacy notice.
California Insurance Code Section 791.06, which implements the Insurance Information and Privacy Protection Act, generally provides a 30-day opt-out period for consumers to prevent the disclosure of their nonpublic personal information to nonaffiliated third parties after receiving the initial privacy notice.
Why the other options are wrong
- B. This period is too short for the standard opt-out timeframe.
- C. This period is too long for the standard opt-out timeframe.
- D. This period is too long for the standard opt-out timeframe.
Privacy Opt-Out Period (CA)
California insurance consumers have a specific timeframe after receiving a privacy notice to exercise their right to 'opt-out' of sharing their nonpublic personal information.
- Standard period is 30 days.
- Applies to sharing with nonaffiliated third parties.
- Consumer must receive a clear and conspicuous privacy notice.
Memory trick: Privacy's notice, thirty days to decide, share or keep secret, nowhere to hide.