ISC2 Certified in Cybersecurity (CC)Access Controls ConceptsMedium

A company requires employees to log into their work accounts using a password and a fingerprint scan. Which of the following best describes the authentication method being used?

  1. AMulti-factor authentication (MFA)
  2. BTwo-step verification
  3. CBiometric authentication
  4. DSingle-factor authentication
Show answer & explanation

Correct answer: A. Multi-factor authentication (MFA)

Multi-factor authentication (MFA) requires a user to provide two or more distinct authentication factors from different categories to verify their identity. A password ('something you know') and a fingerprint scan ('something you are') represent two different factors, thus qualifying as MFA.

Why the other options are wrong

  • B. Two-step verification is often used interchangeably with MFA, but MFA specifically implies different *factors*, not just two *steps* which could be two passwords.
  • C. Biometric authentication is one *type* of factor ('something you are'), not the combination of factors.
  • D. Single-factor authentication uses only one type of credential (e.g., just a password).

Multi-Factor Authentication (MFA)

An authentication method that requires a user to provide two or more verification factors to gain access to a resource.

  • Combines at least two distinct factors (e.g., knowledge, possession, inherence).
  • Significantly enhances security over single-factor authentication.
  • Commonly used to protect sensitive accounts.

Memory trick: More factors, more secure.

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