California Real Estate SalespersonProperty Valuation and Financial AnalysisHard

A small retail strip mall has a Net Operating Income (NOI) of $120,000 per year. The current market capitalization rate (Cap Rate) for similar properties is 8%. However, the property owner is asking $1,800,000. What is the implied capitalization rate for this asking price?

  1. A8.00%
  2. B7.50%
  3. C6.00%
  4. D6.67%
Show answer & explanation

Correct answer: D. 6.67%

The implied capitalization rate is calculated by dividing the Net Operating Income (NOI) by the asking price. Implied Cap Rate = NOI / Asking Price. So, $120,000 / $1,800,000 = 0.06666..., which is 6.67%. This is also known as the 'rate' in the IRV formula (I / V = R).

Why the other options are wrong

  • A. This is the market cap rate, not the implied rate based on the asking price.
  • B. Incorrect, likely from miscalculating or using a different income figure.
  • C. Incorrect, likely from miscalculating or using a different income figure.

Implied Capitalization Rate

The capitalization rate derived by dividing a property's Net Operating Income (NOI) by its sales price (or asking price).

  • Useful for comparing a specific property to market rates
  • Indicates the return an investor would receive at that price
  • Calculated as NOI / Price

Memory trick: Income Over Value Gives Rate

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