CFA Level IEquity InvestmentsMedium

A stock just paid an annual dividend of $2.00 (D0). Dividends are expected to grow at a constant rate of 5% per year indefinitely, and the required return on equity is 11%. Using the Gordon growth model, what is the estimated value of the stock today?

  1. A$38.18
  2. B$42.00
  3. C$30.00
  4. D$35.00
Show answer & explanation

Correct answer: D. $35.00

D1 = D0 × (1+g) = 2.00 × 1.05 = $2.10. V0 = D1/(r−g) = 2.10/(0.11−0.05) = 2.10/0.06 = $35.00.

Why the other options are wrong

  • A. This mistakenly uses D0 instead of D1 in the numerator (2.00/0.06 ≈ 33.33, not this value; distractor from a different error).
  • B. This results from incorrectly using r-g = 0.05 instead of 0.06.
  • C. This uses D0 divided by (r-g), ignoring dividend growth to next period (2.00/0.06 rounds differently; included as plausible near-miss).

Gordon Growth Model (Constant Growth DDM)

Values a stock as the present value of a perpetuity of dividends growing at a constant rate: V0 = D1/(r-g).

  • Requires r > g for the model to be valid
  • Use next period's dividend D1, not the current dividend D0
  • Sensitive to small changes in g or r

Memory trick: Grow the dividend one year forward, then divide by the growth-adjusted return.

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