NASAA Series 63Regulation of Investment Advisers and IARsHard

An investment adviser wishes to charge a registered investment company client a performance-based fee that increases or decreases proportionately with the fund's performance relative to a specified index, applied symmetrically for both gains and losses. Under the Uniform Securities Act, this fee arrangement:

  1. Arequires prior written approval from NASAA before implementation
  2. Bis permitted only if the investment company has net assets exceeding $150 million
  3. Cis prohibited unless the fund itself qualifies as a 'qualified client' under net worth thresholds
  4. Dis permitted under the fulcrum fee exception, regardless of the qualified client standard
Show answer & explanation

Correct answer: D. is permitted under the fulcrum fee exception, regardless of the qualified client standard

A symmetrical 'fulcrum fee,' which increases and decreases proportionately with investment performance relative to a benchmark, is a recognized exception permitting performance-based compensation for registered investment company clients, independent of the qualified client net worth/AUM test.

Why the other options are wrong

  • A. NASAA does not pre-approve individual fee arrangements.
  • B. There is no such $150 million net asset threshold tied to fulcrum fees.
  • C. The qualified client standard is not the applicable test when a symmetrical fulcrum fee is used.

Fulcrum Fee Exception

A performance fee structure that rises and falls symmetrically with a fund's performance relative to a benchmark, permitted for registered investment companies without regard to the qualified client standard.

  • Fee must be symmetrical (rewards gains, penalizes losses equally)
  • Applies specifically to registered investment company clients
  • Distinct exception from the general qualified client performance-fee rule

Memory trick: Symmetrical swing lets the fulcrum fee sing

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