Life & Health Insurance Exam (National Portion)Health InsuranceEasy
A client is enrolled in a Medicare Supplement (Medigap) Plan G. Which of the following Medicare cost-sharing expenses would Plan G NOT cover?
- AMedicare Part B excess charges
- B20% coinsurance for Part B services
- CMedicare Part A deductible
- DMedicare Part B deductible
Show answer & explanationAnswer & explanation
Correct answer: D. Medicare Part B deductible
Medicare Supplement Plan G is comprehensive but does not cover the Medicare Part B deductible. It covers the Part A deductible, Part B excess charges, and the 20% coinsurance for Part B services.
Why the other options are wrong
- A. Plan G covers Medicare Part B excess charges.
- B. Plan G covers the 20% coinsurance for Part B services.
- C. Plan G covers the Part A deductible.
Medicare Supplement Plan G Coverage
Medicare Supplement Plan G is a popular Medigap plan that covers most Medicare Part A and Part B cost-sharing expenses, with the exception of the Medicare Part B deductible.
- Covers Medicare Part A deductible.
- Covers Medicare Part B excess charges.
- Covers 20% coinsurance for Part B services.
- Does NOT cover the Medicare Part B deductible.
Memory trick: Plan G: 'G'reat coverage, 'G'enerally covers all but 'G'aps in Part B deductible!