GED Mathematical Reasoning TestAlgebraic Problem Solving with Graphs and FunctionsMedium

A financial analyst is comparing two investment options. Investment A grows linearly, starting at $1000 and increasing by $50 each year. Investment B grows exponentially, starting at $800 and increasing by 5% each year. Which function correctly models Investment B's value, V(t), after t years?

  1. AV(t) = 1000 * (1.05)^t
  2. BV(t) = 800 + 0.05t
  3. CV(t) = 800 * (1.05)^t
  4. DV(t) = 1000 + 50t
Show answer & explanation

Correct answer: C. V(t) = 800 * (1.05)^t

Exponential growth functions are of the form V(t) = P₀(1 + r)^t, where P₀ is the initial amount and r is the growth rate as a decimal. Investment B starts at $800 (P₀) and grows at 5% (r = 0.05).

Why the other options are wrong

  • A. This uses the initial value of Investment A with the growth rate of Investment B.
  • B. This attempts to model Investment B linearly, using simple interest, not exponential growth.
  • D. This models Investment A, which is linear, not Investment B.

Modeling Exponential Growth

An exponential growth function models situations where a quantity increases by a constant percentage over equal time intervals. It is defined by an initial amount and a growth factor.

  • General form: y = a * b^x or y = P₀(1 + r)^t
  • P₀ (or 'a') is the initial amount.
  • r is the growth rate (as a decimal).
  • b (or 1+r) is the growth factor.
  • t (or 'x') is the number of time periods.

Memory trick: Linear adds, Exponential multiplies – know the difference!

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