Texas General Lines — Life, Accident, Health and HMOTexas Statutes and Rules Common to Life, Accident, Health and HMOMedium
A life insurance agent allows his license to lapse. To reinstate the license without having to retake the examination, how long does the agent have from the date of lapse, provided all continuing education requirements are met and all fees are paid?
- A1 year
- B2 years
- C6 months
- D90 days
Show answer & explanationAnswer & explanation
Correct answer: A. 1 year
In Texas, an agent has up to one year from the date of license lapse to reinstate it without retaking the exam, provided all continuing education and fees are current.
Why the other options are wrong
- B. 2 years is generally the duration of a license period, not the reinstatement window.
- C. 6 months is too short for reinstatement without exam in Texas.
- D. 90 days is also too short for this specific reinstatement scenario.
License Reinstatement Period
The timeframe after a license lapses during which it can be reactivated without retaking the exam, typically by fulfilling CE and paying fees.
- Specific time limit set by state law
- Requires completion of all CE
- Requires payment of all applicable fees
Memory trick: A year to reset, or you're out of the 'gate'.