Texas General Lines — Life, Accident, Health and HMOTexas Statutes and Rules Common to Life, Accident, Health and HMOHard
A licensed General Lines agent in Texas is also a licensed real estate agent. The agent wishes to use a combined business card that advertises both services. Under Texas regulations, what must be prominently displayed on this business card?
- AThe license numbers for both the insurance and real estate licenses.
- BThe agent's National Producer Number (NPN) for both licenses.
- CThe agent's full legal name and the name of the insurance agency.
- DA disclaimer stating that insurance and real estate services are separate.
Show answer & explanationAnswer & explanation
Correct answer: C. The agent's full legal name and the name of the insurance agency.
When an agent holds multiple licenses and advertises both services on a single business card, Texas regulations require that the agent's full legal name and the name of the insurance agency (or insurer) be prominently displayed. While other information might be included, these specific details are mandatory for identification and clarity.
Why the other options are wrong
- A. License numbers are important but the *prominent* requirement focuses on the agent's identity and agency affiliation for consumer clarity.
- B. NPN is important but not the *only* or *most prominent* specific requirement for combined cards. Full name and agency name are key.
- D. A disclaimer is good practice but not the *specific prominent* display requirement mandated by regulation for agent identification.
Advertising Multiple Licenses
Regulations governing how a licensed agent may advertise multiple professional services (e.g., insurance and real estate) on a single medium.
- Requires clear identification of the agent and insurance entity.
- Aims to prevent consumer confusion.
- Specific rules apply to prominent display of information.
Memory trick: When mixing business, make sure your NAME and AGENCY are loud and clear.