Texas General Lines — Life, Accident, Health and HMOTexas Statutes and Rules Common to Life, Accident, Health and HMOHard
A newly licensed life insurance agent in Texas must complete a certain number of continuing education (CE) hours. How many hours of CE must a newly licensed agent complete in their first two-year license period, including the specific ethics requirement?
- A16 hours, including 2 hours of ethics
- B24 hours, including 2 hours of ethics
- C8 hours, including 2 hours of ethics
- D30 hours, including 3 hours of ethics
Show answer & explanationAnswer & explanation
Correct answer: B. 24 hours, including 2 hours of ethics
Texas law requires licensed agents to complete 24 hours of continuing education every two-year license period, with a mandatory 2 hours dedicated to ethics. This applies to newly licensed agents as well.
Why the other options are wrong
- A. This is incorrect; 16 hours is not the current general requirement.
- C. This is too few hours for the biennial requirement.
- D. This is incorrect; 30 hours is not the standard general CE requirement, nor is 3 hours of ethics.
Texas CE Requirements (Life, A&H)
Texas-licensed agents for Life, Accident, and Health insurance must complete specific continuing education (CE) hours in each two-year license period to maintain their license.
- Applies to all licensed agents, including newly licensed ones.
- Includes a mandatory ethics component.
- Ensures agents stay current with industry knowledge and regulations.
Memory trick: Twenty-four hours, two for ethics, keep your license, no tricks.