ACT (Enhanced)MathematicsMedium

A financial analyst is modeling the growth of an investment. The value of the investment, V, in dollars, after t years, is given by V(t) = 5000(1.06)^t. What is the annual percentage growth rate of this investment?

  1. A0.06%
  2. B6.0%
  3. C5.0%
  4. D106.0%
Show answer & explanation

Correct answer: B. 6.0%

In an exponential growth model V(t) = P(1+r)^t, the base of the exponent (1+r) represents the growth factor. To find the percentage growth rate, subtract 1 from the growth factor and multiply by 100.

Why the other options are wrong

  • A. This is the growth rate as a decimal, but with an incorrect percentage conversion.
  • C. This is an arbitrary value and does not correspond to the growth factor.
  • D. This incorrectly includes the base of 1, resulting in an overly large percentage.

Exponential Growth Rate

The rate at which a quantity increases over time, expressed as a percentage, in an exponential growth model.

  • Model form: A(t) = P(1 + r)^t, where r is the growth rate.
  • To find percentage, convert decimal 'r' to percent (r * 100%).
  • The base of the exponent (1+r) is the growth factor.

Memory trick: Growth factor's 'r' is key, convert to percent, you'll see!

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