California Property & Casualty Broker-AgentMiscellaneousEasy
A private aircraft owner holds an aviation hull policy. The policy includes 'Ground Risk Hull Coverage (In Motion)'. Which of the following incidents would be covered under this specific coverage part?
- ADamage to the aircraft during taxiing for takeoff.
- BDamage to the aircraft while parked in a hangar during a storm.
- CDamage to the aircraft while undergoing scheduled maintenance without engine operation.
- DDamage to the aircraft after an emergency landing, but before repairs.
Show answer & explanationAnswer & explanation
Correct answer: A. Damage to the aircraft during taxiing for takeoff.
Ground Risk Hull Coverage (In Motion) specifically covers damage to the aircraft while it is on the ground and moving, which includes taxiing operations.
Why the other options are wrong
- B. This would be covered by 'Ground Risk Hull Coverage (Not In Motion)' or 'All Risks Ground'.
- C. This would be covered by 'Ground Risk Hull Coverage (Not In Motion)' or 'All Risks Ground'.
- D. This typically falls under 'In Flight' coverage if the incident leading to the emergency landing occurred in flight, or 'All Risks Ground' for post-landing damage if not related to the flight incident itself.
Ground Risk Hull Coverage (In Motion)
A type of aviation hull coverage that insures the aircraft against physical damage while it is on the ground and moving under its own power, such as during taxiing.
- Aircraft is on the ground
- Aircraft is moving under its own power
- Covers damage during taxiing, pushback, or towing with engine running
Memory trick: In Motion on the Ground means the plane is TAXIing with sound.