California DMV Motorcycle Knowledge Test (M1)Rules of the Road and Impaired RidingHard
A motorcyclist is involved in a collision with another vehicle. The motorcyclist claims they were not at fault. Under California law, what is the minimum financial responsibility requirement for property damage caused by a motorcycle accident?
- A$30,000
- B$5,000
- C$10,000
- D$15,000
Show answer & explanationAnswer & explanation
Correct answer: B. $5,000
California Vehicle Code (CVC) Section 16056 specifies the minimum liability insurance requirements. For property damage, the minimum is $5,000. The full minimum liability coverage is $15,000 for injury/death to one person, $30,000 for injury/death to two or more persons, and $5,000 for property damage. This is often abbreviated as 15/30/5.
Why the other options are wrong
- A. This is the minimum for injury/death to two or more persons, not property damage.
- C. This is not the correct minimum for property damage.
- D. This is the minimum for injury/death to one person, not property damage.
CA Motorcycle Financial Responsibility
The minimum liability insurance coverage required for motorcyclists in California to cover damages or injuries they may cause in an accident.
- Required by California law (CVC 16056).
- Minimums: $15,000 for one injury/death, $30,000 for multiple injuries/deaths, $5,000 for property damage.
- Proof of financial responsibility must be carried.
Memory trick: Fifteen, Thirty, Five – that's the law to stay alive (on the road).