Florida Real Estate Broker ExaminationReal Estate Brokerage ManagementHard

A Florida real estate broker is operating a property management division. A prospective tenant with a service animal is interested in a rental unit in a building that has a strict 'no pets' policy. The building is a four-unit owner-occupied dwelling, and the owner does not receive any federal housing assistance. How should the broker advise the owner regarding this situation?

  1. ASuggest the owner charge an additional pet deposit and a higher monthly rent to accommodate the service animal.
  2. BInform the owner that due to the owner-occupied nature and small number of units, the property is likely exempt from Fair Housing Act provisions regarding service animals.
  3. CAdvise the owner to deny the application, citing the 'no pets' policy as a valid reason.
  4. DAdvise the owner that they must make a reasonable accommodation for the service animal, regardless of the 'no pets' policy.
Show answer & explanation

Correct answer: D. Advise the owner that they must make a reasonable accommodation for the service animal, regardless of the 'no pets' policy.

The Fair Housing Act (FHA) provides an exemption for owner-occupied dwellings with four or fewer units (the 'Mrs. Murphy' exemption), but this exemption is *negated* if the owner uses the services of a real estate broker. Since a broker is managing the property, the FHA applies, and the owner must make a reasonable accommodation for a service animal, which is not considered a pet.

Why the other options are wrong

  • A. Charging extra fees for a service animal is illegal under the FHA as service animals are not considered pets and are a reasonable accommodation.
  • B. This is incorrect advice. While the 'Mrs. Murphy' exemption exists, it does not apply when a real estate broker is involved.
  • C. Denying an application solely due to a service animal is a violation of the FHA when the FHA applies, which it does here due to the broker's involvement.

Fair Housing Act: Service Animals & Broker Involvement

When a real estate broker is involved, the 'Mrs. Murphy' exemption (owner-occupied, four or fewer units) from the Fair Housing Act is negated. Therefore, the FHA applies, and a reasonable accommodation for a service animal (which is not a pet) must be made.

  • FHA prohibits discrimination based on disability.
  • Service animals are not pets, require reasonable accommodation.
  • 'Mrs. Murphy' exemption (owner-occupied, 4 units or less) exists.
  • Broker involvement negates the 'Mrs. Murphy' exemption.
  • No additional fees for service animals.

Memory trick: Broker's hand in the deal? FHA is real; accommodate the animal, no appeal.

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