CPA Exam - FAR (Financial Accounting and Reporting)Financial ReportingMedium

A company needs to account for a contingent liability related to an ongoing lawsuit. Legal counsel advises that it is probable that the company will lose the lawsuit, and the estimated loss can be reasonably estimated within a range of $5,000,000 to $10,000,000. There is no amount within the range that is a better estimate than any other amount. How should the company report this contingent liability in its financial statements under U.S. GAAP?

  1. AAccrue a liability of $10,000,000 and disclose the range in the notes.
  2. BAccrue a liability of $7,500,000 and disclose the range in the notes.
  3. CDisclose the contingency in the notes to the financial statements.
  4. DAccrue a liability of $5,000,000 and disclose the range in the notes.
Show answer & explanation

Correct answer: D. Accrue a liability of $5,000,000 and disclose the range in the notes.

Under U.S. GAAP, if a loss is probable and a reasonable estimate can be made, but no single amount within a range is a better estimate than any other, the minimum amount of the range should be accrued. The entire range should be disclosed.

Why the other options are wrong

  • A. Accruing the maximum amount is incorrect when no single amount is a better estimate.
  • B. Accruing the midpoint is incorrect under U.S. GAAP when no single amount is a better estimate; the minimum is used.
  • C. Disclosure only is insufficient when the loss is probable and estimable.

Contingent Liability (GAAP)

A contingent liability is a potential obligation arising from past events, whose existence will be confirmed only by the occurrence or non-occurrence of one or more uncertain future events not wholly within the entity's control.

  • Accrued if probable and estimable.
  • If a range is estimable and no amount is better, accrue the minimum.
  • If a range is estimable and an amount is better, accrue that amount.

Memory trick: PROBABLE & ESTIMABLE? Then ACCRUE, otherwise just DISCLOSE.

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