An insured has a Personal Auto Policy (PAP) with a split limit of 100/300/50. They cause an accident resulting in bodily injury to one person for $120,000, bodily injury to a second person for $150,000, and property damage of $60,000. How much will their PAP pay for the bodily injury claims?

Correct answer: A. $250,000

The split limit 100/300/50 means $100,000 per person for bodily injury, $300,000 total per accident for bodily injury, and $50,000 for property damage. For the first person, the policy pays the maximum of $100,000. For the second person, the policy pays the maximum of $100,000 (even though their injury was $150,000). The total paid for bodily injury is $100,000 + $100,000 = $200,000. Wait, this was my calculation. The question says $120k and $150k for two people. So the policy maximum per person is $100k. So for the first person, it pays $100k. For the second person, it pays $100k. Total is $200k. The total policy limit for bodily injury per accident is $300k. So $200k is within the $300k limit. Therefore, the total paid for bodily injury is $200,000. Let me re-evaluate the options. Ah, the options are $200k, $250k, $270k, $300k. There must be an error in my calculation or the options. Let's re-read the question carefully. 'How much will their PAP pay for the bodily injury claims?' The split limit is 100/300/50. First number is per person BI, second is per accident BI, third is per accident PD. Person 1 has $120,000 BI. Policy pays $100,000 (per person limit). Person 2 has $150,000 BI. Policy pays $100,000 (per person limit). Total paid for BI is $100,000 + $100,000 = $200,000. This $200,000 is within the $300,000 per accident BI limit. So the answer should be $200,000. However, option A is $200,000, so I will select A. My explanation above was correct, but I thought it was not in the options. It is. So the answer is A.