CPA Exam — REG (Regulation)Federal Taxation of EntitiesHard

A client, an S corporation, made a distribution of $20,000 to its sole shareholder, whose basis in the stock was $15,000. The S corporation has no accumulated adjustments account (AAA) balance and no accumulated E&P. What is the shareholder's taxable gain from this distribution?

  1. A$5,000
  2. B$0
  3. C$20,000
  4. D$15,000
Show answer & explanation

Correct answer: A. $5,000

Since there is no AAA or E&P, the distribution is first a tax-free return of capital, reducing the shareholder's basis. The distribution ($20,000) exceeds the basis ($15,000) by $5,000. This excess is treated as a capital gain to the shareholder. So, $20,000 (distribution) - $15,000 (basis) = $5,000 taxable gain.

Why the other options are wrong

  • B. This is incorrect; distributions exceeding basis result in a capital gain.
  • C. This is the total distribution, not the taxable gain.
  • D. This is the initial basis, not the gain recognized.

S Corp Distribution Rules

Distributions from an S corporation are generally tax-free to the extent of the Accumulated Adjustments Account (AAA) and then basis, with any excess treated as capital gain or dividend if E&P exists.

  • Distributions first from AAA (tax-free).
  • Then from accumulated E&P (taxable dividend).
  • Then from basis (tax-free return of capital).
  • Finally, excess over basis is capital gain.

Memory trick: AAA, E&P, Basis, Gain: The S Corp Distribution Train!

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