California Life-Only & Accident and Health AgentAccident and Health InsuranceEasy
A 68-year-old individual, who previously worked for a private company, is now enrolled in Original Medicare. He regularly sees his primary care physician and has several outpatient procedures scheduled. Which part of Medicare is primarily responsible for covering these services?
- AMedicare Part C
- BMedicare Part D
- CMedicare Part B
- DMedicare Part A
Show answer & explanationAnswer & explanation
Correct answer: C. Medicare Part B
Medicare Part B, also known as Medical Insurance, covers doctor's services (like primary care physician visits) and outpatient care, including many scheduled outpatient procedures.
Why the other options are wrong
- A. Medicare Part C (Advantage) is an alternative to Original Medicare, not a part of it directly covering these services.
- B. Medicare Part D covers prescription drugs, not doctor visits or outpatient procedures.
- D. Medicare Part A covers inpatient hospital care, not outpatient physician services.
Medicare Part B
The component of Medicare that provides Medical Insurance, primarily covering doctor's services, outpatient care, preventive services, and durable medical equipment. It typically requires a monthly premium.
- Medical Insurance.
- Covers physician services, outpatient care, preventive care.
- Requires a monthly premium.
Memory trick: A for HOSPITAL, B for DOCTOR, C for CHOICE, D for DRUGS.