California Life-Only & Accident and Health AgentCalifornia Law - Life and Accident & HealthHard
A domestic partner is covered under an insured's Accident and Health policy in California. If the domestic partnership legally terminates, what is the minimum period the domestic partner must be allowed to continue coverage under COBRA-like provisions, assuming they meet eligibility requirements?
- A24 months
- B60 months
- C36 months
- D18 months
Show answer & explanationAnswer & explanation
Correct answer: C. 36 months
California law extends COBRA-like continuation coverage rights to domestic partners. In cases of termination of domestic partnership, the covered domestic partner and their dependent children are entitled to continue coverage for a maximum of 36 months, similar to other qualifying events under state COBRA (Cal-COBRA).
Why the other options are wrong
- A. 24 months is not a standard duration for termination of domestic partnership under Cal-COBRA.
- B. 60 months is not a standard duration for this qualifying event.
- D. 18 months is the standard federal COBRA duration for termination of employment, but Cal-COBRA extends this for certain events and dependents.
Domestic Partner COBRA (CA)
Under California law, domestic partners losing coverage due to termination of partnership are entitled to COBRA-like continuation coverage for a maximum of 36 months.
- Extends federal COBRA rights to domestic partners.
- Applies to state-regulated health plans.
- Qualifying events similar to federal COBRA.
Memory trick: Cal-COBRA bridges gaps, especially for partners, for specific durations.