California Life-Only & Accident and Health AgentAccident and Health InsuranceMedium
Which of the following is a key characteristic of Medicare Part A?
- ACovers physician services and outpatient care.
- BPrimarily finances prescription drug costs.
- CCovers hospital inpatient care, skilled nursing facility care, and hospice care.
- DIs optional and requires a monthly premium based on income.
Show answer & explanationAnswer & explanation
Correct answer: C. Covers hospital inpatient care, skilled nursing facility care, and hospice care.
Medicare Part A, also known as Hospital Insurance, primarily covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Why the other options are wrong
- A. This describes Medicare Part B.
- B. This describes Medicare Part D.
- D. This describes aspects of Medicare Part B and D, but not Part A's primary characteristics.
Medicare Part A
The component of Medicare that provides Hospital Insurance, primarily covering inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Most eligible individuals do not pay a premium for Part A.
- Hospital Insurance.
- Covers inpatient hospital, skilled nursing, hospice.
- Premium-free for most eligible individuals.
Memory trick: A for HOSPITAL, B for DOCTOR, C for CHOICE, D for DRUGS.