Life & Health Insurance Exam (National Portion)Federal RegulationsMedium
A large employer is seeking to understand its obligations under HIPAA beyond just portability. Specifically, they are concerned with ensuring the privacy of their employees' health information. Which HIPAA rule directly addresses the protection of individuals' medical records and other personal health information?
- AThe Security Rule
- BThe Privacy Rule
- CThe Enforcement Rule
- DThe Portability Rule
Show answer & explanationAnswer & explanation
Correct answer: B. The Privacy Rule
The HIPAA Privacy Rule establishes national standards to protect individuals' medical records and other personal health information. It sets limits on the use and disclosure of such information.
Why the other options are wrong
- A. The Security Rule focuses on protecting electronic protected health information (ePHI).
- C. The Enforcement Rule outlines penalties for HIPAA violations.
- D. Portability refers to the ability to continue health coverage, not the privacy of records.
HIPAA Privacy Rule
The HIPAA Privacy Rule sets national standards for the protection of individually identifiable health information (PHI) by covered entities and their business associates.
- Protects PHI in all forms (electronic, paper, oral).
- Gives individuals rights over their health information.
- Sets limits on who can access and use PHI.
Memory trick: HIPAA has 'PR-SE-EN' rules for your health data.