Florida Real Estate Broker ExaminationValuation and Market AnalysisMedium

An investor is evaluating a commercial property for potential purchase. The property generates an annual net operating income (NOI) of $90,000. Similar properties in the area have recently sold at a capitalization rate (cap rate) of 8%. Using the income capitalization approach, what is the estimated value of this property?

  1. A$900,000
  2. B$720,000
  3. C$1,125,000
  4. D$1,080,000
Show answer & explanation

Correct answer: C. $1,125,000

The formula for the Income Capitalization Approach is Value = Net Operating Income / Capitalization Rate. So, $90,000 / 0.08 = $1,125,000.

Why the other options are wrong

  • A. This represents NOI multiplied by 10, not divided by the cap rate.
  • B. This would be NOI multiplied by the cap rate, which is an incorrect application of the formula.
  • D. This would be NOI divided by 0.0833 (1/12), which is incorrect for annual cap rate.

Income Capitalization Approach

An appraisal method that estimates the value of income-producing property by converting its net operating income into a present value.

  • Used for commercial and investment properties
  • Formula: Value = NOI / Cap Rate
  • Relies on market-derived capitalization rates

Memory trick: Income, Rate, Value – it's all about the 'IRV' triangle.

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