National Real Estate Exam (PSI)Transfer of TitleEasy
A general warranty deed offers the grantee the broadest protection because the grantor warrants against title defects that arose:
- AOnly after the deed is recorded
- BOnly if the defect was known to the grantor
- COnly during the grantor's period of ownership
- DAt any time, including before the grantor owned the property
Show answer & explanationAnswer & explanation
Correct answer: D. At any time, including before the grantor owned the property
A general warranty deed provides the greatest protection because the grantor guarantees clear title against defects arising at any time in history, not just during their own ownership.
Why the other options are wrong
- A. Recording date is irrelevant to the scope of the warranty.
- B. The warranty applies regardless of the grantor's actual knowledge of the defect.
- C. That limited protection describes a special warranty deed, not a general warranty deed.
General Warranty Deed
A deed in which the grantor guarantees clear title against defects arising at any point in history, offering the greatest buyer protection.
- Covers defects from before and during grantor's ownership
- Includes covenants like seisin, quiet enjoyment, and further assurance
- Considered the strongest type of deed for a buyer
Memory trick: 'General' goes back to Genesis — covers all time.